4109 COBIA COURT, Palmetto, FL 34221 - Manatee County

Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything.

Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for kids and pets to run and play.

Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms.

The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup.

The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!

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