Rural Property Financing Center
Rural Property Financing Center - ArborOne Farm Credits real estate loans are some of the most competitive and flexible loans you will find. Our expertise in financing farms, rural acreage, timberland, recreational property, and country homes is unmatched.
- Agricultural Land Financing FAQWhat types of rates and terms are available for agricultural land financing?
We offer variable-, fixed-, interim-fixed and adjustable rate loans. We also offer ag-friendly terms, including long-term options, to help meet your specific financing needs.
What type of payment schedules do you offer for agricultural land financing?You can choose monthly, quarterly, semiannual or annual payment schedules to meet your cash flow expectations.
How long does it take to process a loan application?We offer quick decisions on loan applications. Our average credit decision turnaround time is less than 10 days.
How long does it take to get appraisals completed?The average appraisal time is less than two weeks.
What about loan fees?Loan fees do apply, based on the type of loan. We also offer loans with no prepayment penalties.
What should I look for in a rural lender?Choose a lender who is knowledgeable and experienced in financing agricultural land. An experienced rural lender can offer advice on agricultural-use tax exemptions, environmental factors and insurance sources that an urban or out-of-state lender might not. Our experienced local financing teams are highly specialized and will work with you to determine the best loan for your farm.
Whats a primary market lender and why does it matter?As a primary market lender, ArborOne Farm Credit retains ownership and service through the life of your loan. We won’t sell your loan to a secondary lender or change any terms such as grace periods and fees.
- About ArborOne Farm CreditWho is ArborOne Farm Credit?
ArborOne Farm Credit is a customer-owned financial cooperative dedicated to serving the credit, risk management and financial needs of farmers, land-owners and rural residents in South Carolina. Owned by more than 1,500 stockholders, ArborOne Farm Credit has 2 local branch offices in the Pee Dee region of South Carolina. Learn more at arborone.com.
What does ArborOne Farm Credit finance?In addition to serving the credit and risk management needs of farmers, we finance and refinance agricultural land, acreages, country homes (including new construction), and homes located in rural subdivisions or communities with populations of 2,500 or fewer residents. If you farm, you may also qualify for home financing in a larger town or city.
How can I benefit from financing with ArborOne Farm Credit?Agriculture and rural financing is all we do. Along with our attractive rates, unusually flexible terms and cash-back dividends, our financial officers have an unsurpassed expertise and understanding of the unique aspects of rural property financing.
What does it mean to be a customer-owner of ArborOne Farm Credit?When you finance with ArborOne Farm Credit, you become a customer-owner. That means, along with attractive rates and terms, eligible customer-owners can get cash-back or patronage dividends, a unique opportunity to share in our net earnings. We have paid more than $121 million in patronage dividends since 1989.
Looking to finance a rural home or property?
Contact ArborOne Farm Credit at 1-800-741-7332 or locate your local branch office.